macOS 10.16 Monterey launched on October 25, 2021. Should I install yet?
The general rule is to give a new release at least a month before using. This gives Apple some time to fix any possible bugs.
More importantly, why do you need to upgrade (unless you are running Mojave or earlier)
Be careful, make a full time-machine backup and make sure your computer is compatible, has enough free disk space and is NOT running a conventional HDD (Hard-disk-drive) …as an update such as this will likely kill the HDD.
Where to find information about the model, macOS and technical specification of a Mac
Check compatibility
macOS Monterey is compatible with the following computers. If your Mac isn’t compatible, you may be able to install an old version of macOS instead.
MacBook introduced in 2016 or later
MacBook Air introduced in 2015 or later
MacBook Pro introduced in 2015 or later
Mac mini introduced in 2014 or later
iMac introduced in late 2015 or later
iMac Pro introduced in 2017 or later
Mac Pro introduced in 2013 or later
View the complete list of compatible computers.
If you’re upgrading from macOS Sierra or later, your Mac will need 26GB of available storage to upgrade. If you’re upgrading from an earlier release, your Mac will need up to 44GB of available storage.
Download macOS Monterey
If you’re using macOS Mojave or later, you can get macOS Monterey via Software Update: Choose Apple menu 
> System Preferences, then click Software Update.
Or use this link to open the macOS Monterey page on the App Store: Get macOS Monterey. Then click the Get button or iCloud download icon.
If you DO NOT want to upgrade to Monterey but only wish to update the current macOS …click on “More Info” instead of “Upgrade Now”
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